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Chapter 1 An Introduction To Taxation And Understanding The Federal Tax Law


Discussion Questions

1. LO.1 In the following independent situations, is the tax position of the taxpayer likely to change? Explain why or why not.
a. John used to make casual purchases and sales of real estate as an investor. Currently, he does so on a regular basis and has obtained a license as a dealer.
b. Theresa quit her job as a staff accountant and has established her own practice as a CPA.
c. After saving enough for a down payment, Paul has purchased a personal residence.
2. LO.1 Marvin is the executor and sole heir of his aunt’s estate. The estate includes her furnished home, which Marvin is considering converting to rental property to generate additional cash flow. What are some of the tax problems Marvin may confront?
3. LO.2 The Sixteenth Amendment to the U.S. Constitution was passed to overturn a
Supreme Court decision that had invalidated the Federal income tax. Do you agree? Why or why not?
4. LO.2 World War II converted the Federal income tax into a mass tax. Explain.
5. LO.2 How does the pay-as-you-go procedure apply to wage earners? To persons who have income from sources other than wages?
6. LO.3 Using Adam Smith’s canon on economy, evaluate the Federal income tax.
7. LO.3 Distinguish between taxes that are proportional and those that are progressive.
8. LO.4 Several years ago Ethan purchased the former parsonage of St. James Church to use as a personal residence. To date, Ethan has not received any ad valorem property tax bills from either the city or the county tax authorities.
a. What is a reasonable explanation for this oversight?
b. What should Ethan do?
9. LO.4 The Adams Independent School District wants to sell a parcel of unimproved land that it does not need. Its three best offers are as follows: from the state’s
Department of Public Safety (DPS), $2.3 million; from the Second Baptist Church, $2.2 million; and from Baker Motors, $2.1 million. DPS would use the property for a new state highway patrol barracks, Second Baptist would start a church school, and
Baker would open a car dealership. If you are the financial adviser for the school district, which offer would you prefer? Why?
10. LO.4 The commissioners for Walker County are actively negotiating with Falcon
Industries regarding the location of a new manufacturing plant in the area. As
Falcon is considering several other sites, a “generous tax holiday” may be needed to influence the final choice. The local school district is opposed to any “generous tax holiday.”
a. What would probably be involved in a generous tax holiday?
b. Why would the school district be opposed?
11. LO.4 Sophia lives several blocks from her parents in the same residential subdivision.
Sophia is surprised to learn that her ad valorem property taxes for the year were raised, while those of her parents were lowered. What is a possible explanation for the difference?
12. LO.4 The Morgan family lives in Massachusetts. They moor their sailboat in Rhode
Island. What might be a plausible reason for the possible inconvenience?
13. LO.4 Is the breadth and number of Federal excise taxes increasing or decreasing?
Explain.
14. LO.4 After his first business trip to a major city, Herman is alarmed when he reviews his credit card receipts. Both the hotel bill and the car rental charge are in excess of the price he was quoted. Was Herman overcharged, or is there an explanation for the excess amounts?
15. LO.4 What is the difference between an excise tax and a general sales tax?
a. Do all states impose a general sales tax?
b. Does the Federal government impose a general sales tax?
16. LO.4 The Grays live in Clay County, which is adjacent to Jackson County. Although the retail stores in both counties are comparable, the Grays usually drive a few extra miles to shop in Jackson County. As to why the Grays might do this, consider the following:
a. Clay County is in a different state than Jackson County.
b. Clay County and Jackson County are in the same state.
17. LO.4 During a social event, Muriel and Earl are discussing the home computer each recently purchased. Although the computers are identical makes and models,
Muriel is surprised to learn that she paid a sales tax, while Earl did not. Comment as to why this could happen.
18. LO.4 Distinguish between an estate tax and an inheritance tax.
a. Do some states impose both? Neither?
b. Which, if either, does the Federal government impose?
19. LO.4 Jake (age 72) and Jessica (age 28) were recently married. To avoid any transfer taxes, Jake has promised to leave Jessica all of his wealth when he dies. Is
Jake under some misconception about the operation of the Federal gift and estate taxes? Explain.
20. LO.4 Address the following issues:
a. What is the purpose of the unified transfer tax credit?
b. Is the same amount available for both the Federal gift tax and the estate tax?
Explain.
c. Does the use of the credit for a gift affect the amount of credit available for the estate tax? Explain.
21. LO.4 Elijah and Anastasia are husband and wife who have five married children and nine minor grandchildren. For 2016, what is the maximum amount they can give to their family (including the sons- and daughters-in-law) without using any of their unified transfer tax credit?
22. LO.4 What is the difference between the Federal income tax on individuals and that imposed on corporations?
23. LO.4 As to those states that impose an income tax, comment on the following:
a. “Piggyback” approach and possible “decoupling” from this approach.
b. Deductibility of Federal income taxes.
c. Credit for taxes paid to other states.
24. LO.4 In May 2016, Hernando, a resident of California, has his 2014 Federal income tax return audited by the IRS. An assessment of additional tax is made because he had inadvertently omitted some rental income. In October 2016, California audits his state return for the same year. Explain the coincidence.
25. LO.4 Mike Barr was an outstanding football player in college and expects to be drafted by the NFL in the first few rounds. Mike has let it be known that he would prefer to sign with a club located in Florida, Texas, or Washington. Mike sees no reason why he should have to pay state income tax on his player’s salary. Is Mike under any delusions? Explain.
26. LO.4, 5 A question on a state income tax return asks the taxpayer if he or she made any out-of-state Internet or mail-order catalog purchases during the year.
The question requires a yes or no answer, and if the taxpayer answers yes, the amount of such purchases is to be listed.
a. Does such an inquiry have any relevance to the state income tax? If not, why is it being asked?
b. Your client, Harriet, wants to leave the question unanswered. As the preparer of her return, how do you respond?
27. LO.4 Many state income tax returns contain checkoff boxes that allow taxpayers to make donations to a multitude of local charitable causes. On what grounds has this procedure been criticized?
28. LO.4 Many states have occasionally adopted amnesty programs that allow taxpayers to pay back taxes with reduced penalties.
a. Besides the revenue generated, how are these programs advantageous?
b. Could an amnesty program be used by a state that does not levy an income tax?
c. Does the IRS utilize this approach?
29. LO.4 Contrast FICA and FUTA as to the following:
a. Purpose of the tax.
b. Upon whom imposed.
c. Governmental administration of the tax.
d. Reduction of tax based on a merit rating system.
30. LO.4 In connection with the Medicare component of FICA, comment on the following:
a. Any dollar limitation imposed.
b. The applicability of the .9% increase in the 1.45% regular tax rate.
31. LO.4 One of the tax advantages of hiring family members to work in your business is that FICA taxes are avoided. Do you agree with this statement? Explain.
32. LO.4 Describe the nature and purpose of the following taxes:
a. Severance taxes.
b. Franchise taxes.
c. Occupational fees.
d. Customs duties.
e. Export duties.
33. LO.4 Regarding the value added tax (VAT), comment on the following:
a. Popularity of this type of tax.
b. Nature of the tax.
c. Effect on government spending.
34. LO.4 Both a value added tax (VAT) and a national sales tax have been criticized as being regressive in their effect.
a. Explain.
b. How could this shortcoming be remedied in the case of a national sales tax?
35. LO.4, 5 Serena operates a lawn maintenance service in Southern California. As most of her employees are itinerant, they are paid on a day-to-day basis.
Because of cash-flow problems, Serena requires her customers to pay cash for the services she provides.
a. What are some of the tax problems Serena might have?
b. Assess Serena’s chances of audit by the IRS.
36. LO.5 With regard to the IRS audit process, comment on the following:
a. The audit is resolved by mail.
b. The audit is conducted at the office of the IRS.
c. A “no change” RAR results.
d. A special agent joins the audit team.
37. LO.5 Aldo has just been audited by the IRS. He does not agree with the agent’s findings but believes that he has only two choices: pay the proposed deficiency or resort to the courts. Do you agree with Aldo’s conclusion? Why or why not?
38. LO.5 What purpose is served by a statute of limitations? How is it relevant in the case of tax controversies?
39. LO.5 Regarding the statute of limitations on additional assessments of tax by the
IRS, determine the applicable period in each of the following situations.
Assume a calendar year individual with no fraud or substantial omission involved.
a. The income tax return for 2015 was filed on February 19, 2016.
b. The income tax return for 2015 was filed on June 25, 2016.
c. The income tax return for 2015 was prepared on April 4, 2016, but was never filed. Through some misunderstanding between the preparer and the taxpayer, each expected the other to file the return.
d. The income tax return for 2015 was never filed because the taxpayer thought no additional tax was due.
40. LO.5 Brianna, a calendar year taxpayer, files her income tax return for 2015 on February
3, 2016. Although she makes repeated inquiries, she does not receive her refund from the IRS until May 28, 2016. Is Brianna entitled to interest on the refund? Explain.
41. LO.5, 6 On a Federal income tax return filed five years ago, Andy inadvertently omitted a large amount of gross income.
a. Andy seeks your advice as to whether the IRS is barred from assessing additional income tax in the event he is audited. What is your advice?
b. Would your advice differ if you were the person who prepared the return in question? Explain.
c. Suppose Andy asks you to prepare his current year’s return. Would you do so?
Explain.
42. LO.5 Isabella files her income tax return 35 days after the due date of the return without obtaining an extension from the IRS. Along with the return, she remits a check for $40,000, which is the balance of the tax she owes. Disregarding the interest element, what are Isabella’s penalties for failure to file and for failure to pay?
43. LO.5 For tax year 2013, the IRS assesses a deficiency against David for $500,000.
Disregarding the interest component, what is David’s penalty if the deficiency is attributable to:
a. Negligence?
b. Fraud?
44. LO.5, 6 In March 2016, Jim asks you to prepare his Federal income tax returns for tax years 2013, 2014, and 2015. In discussing this matter with him, you discover that he also has not filed for tax year 2012. When you mention this fact, Jim tells you that the statute of limitations precludes the IRS from taking any action as to this year.
a. Is Jim correct about the application of the statute of limitations? Why or why not?
b. If Jim refuses to file for 2012, should you prepare returns for 2013 through
2015? Explain.
45. LO.5, 6 The Benson CPA firm is considering utilizing an offshore service provider to prepare many of its tax returns. In this regard, what ethical considerations must be taken into account?
46. LO.7 In terms of tax policy, what do the following mean?
a. Revenue neutrality.
b. Pay-as-you-go, or “paygo.”
c. Sunset provision.
d. Indexation.
47. LO.7 Some tax rules can be justified on multiple grounds (e.g., economic and social). In this connection, comment on the possible justification for the rules governing the following:
a. Pension plans.
b. Education.
c. Home ownership.
48. LO.7, 8 Discuss the probable justification for each of the following aspects of the tax law:
a. A tax credit is allowed for amounts spent to furnish care for minor children while the parent works.
b. Deductions for interest on home mortgage and property taxes on a personal residence.
c. The income-splitting benefits of filing a joint return.
d. Gambling losses in excess of gambling gains.
e. Net operating losses of a current year can be carried back to profitable years.
f. A taxpayer who sells property on an installment basis can recognize gain on the sale over the period the payments are received.
g. The exclusion from Federal tax of certain interest income from state and local bonds.
h. Prepaid income is taxed to the recipient in the year received and not in the year earned.
49. LO.7 Mia owns a warehouse that has a cost basis to her of $80,000. The city condemns the warehouse to make room for a new fire station. It pays Mia $400,000 for the property, its agreed-to fair market value. Shortly after the condemnation,
Mia purchases another warehouse as a replacement. What is her recognized gain if the new property cost:
a. $280,000?
b. $444,000?
c. $80,000?
d. What, if any, is the justification for deferring the recognition of gain on the involuntary conversion?
50. LO.8 A mother sells a valuable collection of antiques to her daughter for $1,000.

What judicial concept might the IRS invoke to question this transaction?